- Checking your credit report regularly can help you spot signs of _____________
- myth or true?you can do both of these things with a debit card
- choose a school you can ______________
- myth or true?car payments are a way of life
- myth or true?avoid car debt now and always
- A FICO score is not an indicator that you are ________ with money
- myth or true?i need to have a FICO score
- The first step to the debt snowball method is to list all your debts _____________to_________________
- say _____to going into debt no matter what
- the average college student's credit card debt is ___________
- myth or true?a credit score is an "I love debt" score
- Your most powerful wealth-building tool is your ______
- ______credit is when there's an agreement or a contract that puts you on a schedule of payments
- Without a FICO score, an extra ________ may be required
- You ______ rent an apartment without a FICO score
- there were no credit cards prior to ______
- Which one of the following is a key requirement of the Sarbanes-Oxley Act?A) Officers of the corporation must now own at least five percent of the firm's stock.B) Officers of the corporation must review and sign the annual reports.C) Annual reports must list the strengths of the internal controls.D) Firms must "go dark" every 5 years.E) Monthly financial statements must be provided to all shareholders.
- Insider trading isA) illegal.B) impossible to have in our efficient market.C) legal.D) discouraged, but legal.E) defined as the trading of stock by a corporate director based on publicly available information.
- Since the implementation of Sarbanes-Oxley, the cost of corporate audits in the United StatesA) has steadily increased.B) has steadily decreased.C) has remained about the same.D) increased substantially, but over time has been decreasing.E) decreased substantially, but over time has been increasing.
- The primary purpose of the Sarbanes-Oxley Act of 2002 is toA) protect investors from corporate abuses.B) apply restrictions on foreign firms operating in the United States.C) protect financial managers from investors.D) decrease audit costs for U.S. firms.E) reduce corporate revenues.