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Each of these coverage areas is part of a standard renters insurance policy EXCEPT for...
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- Under a basic Boiler and Machinery Form, with no special endorsements, which of the following losses would be covered?Choose one answer. a. Property owned by another in the care of the insured was damaged in an accident to an insured object, resulting in a claim by the owner of the property b. The insured suffers loss of income following an accident to a covered object c. During testing, after some repairs, a boiler had a sudden breakdown d. During an accident involving a covered object, a visitor on the insured's premises suffers injuries and sued the insured
- A fire occurred in an apartment building resulting in $20,000 fire and $25,000 smoke damage to the building, and smoke damage to property of the tenants in a total amount of $25,000. On the way to the fire, one of the fire trucks collided with a parked automobile and damaged it to the extent of $5,000. The apartment building's owner has a Special Form policy in sufficient amount, and the tenants all have HO4 policies in sufficient amounts to cover losses. What amount of insurance will be paid by the apartment building owner's and tenant's policy (disregard any deductibles)?Choose one answer. a. $45,000 building and $25,000 to the tenant's property b. $25,000 smoke damage to property of the tenants c. $45,000 building for fire and smoke damage to the building d. $45,000 building, $25,000 to the tenant's property, and $5,000 collision damage by fire truck
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