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Maryland Automobile Insurance Fund
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- Commercial general liability (CGL) policy
- An insured is a restaurant operator who carries a Commercial General Liability policy. The insured's premises include a parking area used for valet parking of customer's cars. An employee of the insured, while parking a customer's automobile, hit another automobile in the parking lot. In addition to damage to the automobile, a customer was injured while standing beside the damaged automobile. Which of the following describes how the insurer will respond?Choose one answer. a. Will pay damage to customer's automobile b. Will pay nothing c. Will pay for injury to customer and damage to customer's automobile d. Will pay injuries to injured customer
- Smith, Inc. provides an automobile for an employee who has no automobile of his own. What additional coverages, of the following, could be added to protect the employee?Choose one answer. a. Drive Other Car Endorsement b. Miscellaneous Type Vehicles c. Additional Personal Injury Protection d. Extended Non-Owner