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The insured has a "Guaranteed Renewable" major medical policy. This means:Choose one answer. a. The carrier cannot refuse to renew, even if the premium is not paid b. The carrier must renew the policy under all circumstances c. The carrier cannot cancel coverage, but can require a new application each year d. The carrier must renew the policy to a certain age (usually 65); also the carrier reserves the right to increase premiums in certain underwriting classes

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