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FinanciamentoPessoa quer comprar um bem aí financia ele, primeiro tem a entrada que vai ser retirada do valor do bem e o valor restante será somado com a taxa iof e será valor financiado masTerá uma taxa de juros mensal (geralmente bem alta) Aí comprador vai ter o nmr de parcelas a pagar (prazo) Agora com o juros valor financiado irá subir ex era 20.500 retirando entrada e somando iof, mas com juros ficou 25.000 e no fim mais a entrada de ex 5000 o bem sairia 30 mil e era originalmente 25
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