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in which direction does excision happen ?
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- Snow collected gold coins dating from the Roman Empire for investment purpose. A couple of years ago, when Snow purchased a new home, she borrowed $250,000 from Citibank secured by a mortgage on the house. Because Snow's annual income was not at a level desired by Citibank, Citibank insisted on taking a security interest in her gold coin collection worth $50,000 at that time. Snow signed a security agreement which described the collateral as "Snow's gold coin collection." Snow has now defaulted on the mortgage. The coin collection is now worth $100,000 (the increase in value being in part due to appreciation and to periodic addition of new coins to the collection). Citibank tries to repossess the coin collection. Which of the following statements is true?Group of answer choices:a) Citibank has no right to repossess the coin collection unless it had properly filed a financing statement perfecting its security interest. b) Citibank has no right to repossess all of the coins in the collection.c) Citibank has no right to repossess more than $50,000 worth of the coins.d) Citibank will not be able to repossess Snow's gold coin collection because Citibank has a mortgage on Snow's house.
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