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Johnnie borrowed money from Citibank to expand his law practice. To secure the loan, he granted Citibank a security interest in all of his personal property including an expensive painting. Johnnie agreed that Citibank could take the painting if he defaulted. Johnnie signed a security agreement which described the collateral as "all of the debtor's personal property." Citibank gave Johnnie the loan. Citibank did not file any financing statement. When Johnnie defaulted on his loan, Citibank tried to repossess the expensive painting as collateral. Can Citibank do so under Article 9?Group of answer choices:a) No, because without filing, third parties lack notice of Citibank's security interest.b) Yes, because as between creditor and debtor, the creditor only needed to make a good faith effort to perfect.c) No. Citibank does not have a valid security interest in the painting.d) No, because the security interest is not effective because Citibank failed to comply with the filing requirements of Article 9.

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