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Xét 1 nền kinh tế không có rò rỉ tiền mặt ngoài ngân hàng. Nếu cung tiền tăng 400 triệu đồng khi ngân hàng trung ương mua 100 triệu đồng trái phiếu chính phủ, thì tỉ lệ dự trữ thực tế của các ngân hàng thương mại phải là
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